IMPACT OF MANAGERIAL RISK ON CREDIT FACILITIES OF COMMERCIAL BANKS
ABSTRACT
This study focuses on the impact of managerial risk on credit facilities of
commercial banks (a case study of GTBank). First Food Bank In Nigeria
We ght hunger, malnutrition and reduce food waste by
offering relief services through
A proper research was carried out to identify the credit risk management strategies used in GTBank in Ikeja Local
government area, to ascertain the influence of managerial risk on the bank credit policy for credit facilities in
GTBank, to investigate whether increment in interest rate increases the chances of loan default in GTBank, to find
out if the managerial risk on credit facilities of GTBank can be managed, to examine if poor management of credit
risk can affect the profitability of GTBank. In carrying out the research, research questions are been set in order
to direct the researcher in administration of questionnaires. There is also review of relevant literature on related
topics to the study. Questionnaires which was the instrument used was given to 30 managerial staffs at entry,
junior and senior managerial levels in GTBank by the researcher. The result obtained from the questionnaire was
analyzed and conclusion was derived from the analyzed result.
IMPACT OF MANAGERIAL RISK ON CREDIT FACILITIES OF COMMERCIAL BANKS