CHAPTER ONE
- INTRODUCTION
Cooperative society is a voluntary association of persons with a common need who come together and pulls their resources together to form a capital base necessary for their members. It has been long being a human characteristics to form association to provide essential commodities shelters employment and other forms of mutual support, mutual benefits derivable by families and individuals working together at harvest or other agreed times control be seen in many communities around the world being a way to recognize manpower to achieve a particular purpose for example building houses, digging wells or other communal facilities.
Membership is open to the resident of a particular locality and it is society that one agree to join nobody persuade anybody to join, this is so because it is the society that will help to achieve people common needs.
Individuals always like to associate in as much as association will bring about improvement in their economic activities or such association as may served as a stepping stone in achieving of once desire of started goals. In cooperative individuals usually come in with their personal objective and such objective and such objective must be give to that of organization. Experience shows that cooperative organization are formed by lower and middle income earners with an aim of uplifting their standard of living.
As many people have said that the formation of cooperative is for poor people not for rich, it is true statement because no comfortable person will like to join association of pulling resources together. It is only for those who have common needs that can join this association in order to work collectively to achieve such needs which would not have been easily achieved by individuals.
1.1 BACKGROUND OF THE STUDY
The idea of forming a thrift and credit cooperative society to help its members to obtain credit and other monetary incentives is a step towards human capital empowerment and assistance. Nigeria Bottling Company Owerri thrift and credit cooperative society has been a cooperative with the passion of assisting its members to alleviate poverty and improve their standard of living through credit grants. The cooperative has been in existence for over 15 years and has operated with a strong success story. It was formed by a group staff in the Nigeria Bottling Company Owerri plant to assist its members. The idea is a big vision of poverty alleviation. The effect of poverty eradication program should be recommended and organizing the members into self help natures like the thrift and credit cooperative society, as a way of looking forward which is in consonance with government policies and programs is a welcome development.
Today, this organization has been noted a having become one of the fastest and largest growing cooperative society that has continued to empower its members to alleviate their suffering. Therefore, this research would examine the activities of this people was carefully and point out the impacts they have made in helping members who are workers of the company to improve their perception about work and propel them to give in their best thereby yielding greater productivity in the company.
1.2 STATEMENT OF THE PROBLEM
In cooperative, due to their size and ownership structure member suffered a lot of financial especially that of collateral. However, the formation of thrift and credit society as a solution would help the members to save the small amount and out of that poor fund and economic depression loans are made available to members at a low rate of interest.
The research is however, guide towards finding out the extent the thrift and credit society in business organization would help its members and them of welfare and job productivity. Few of the problems this research would tend to attend to are;
- The problems of members not getting job satisfaction because of poverty level in the nation which the cooperative society has been trying to alleviate.
- The problem of not getting job security and appropriate welfare from employers and many more.
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