An evaluation of Banking Sector Crisis and Resolution Options in Nigeria
ABSTRACT
The objective of this paper was to examine the crisis rocking the banking sector in Nigeria with a view to identifying the causes, effects and to offer suggestions as to for stalling future occurrences. In conducting this study, Edo State was used as a case study. The methodology adopted involved the survey technique through which 100 questionnaires were served to some selected staff of Skye Bank, Spring Bank and UBA Bank in the ratio of 30:40:30 respectively. Data collected were analysed and the research hypotheses were subjected to test using chi-square (x2) test. The paper concluded that adequate capitalization of a bank is not synonymous with success. To successfully run a bank, it is necessary to consider the asset quality and that of the management, the earnings capability and the liquidity of the bank. Recommendations made include that banks should regard the quality of their management and employees as fundamental to building the bank’s competitive strengths. They should as a matter of fact implement policies in order to enhance viability and stability of the economy.
Title Page———i
Certification——–ii
Dedication———iii
Acknowledgement——-iv
Abstract ———vi
Table of Content——–vii
Chapter One
1.0 Introduction ——-1
1.1 Statement of Problem——4
1.2 Purpose of the Study——5
1.3 Significance of Study——8
1.4 Limitation——–9
1.5 Scope of Study——-11
Chapter Two
2.0 Review of Related Literature —-12
2.6 Summary of Literature Review—- 19
Chapter Three
3.0 Research Methodology and Procedure—22
3.1 Population ——–22
3.2 Sample and Sampling Technique—-22
3.3 Validation of the Instrument —-23
3.4 Reliability of the Instrument —–23
3.5 Data Analysis——-23
Chapter Four
4.0 Presentation and Discussion of Result—24
4.1 Analysis and Interpretation of Data—25
4.2 Discussion of Results——38
Chapter Five
5.0. Summary, Conclusion, and Recommendation –40
5.1 Summary——–40
5.2 Conclusion——–41
5.3 Recommendation——42
References ———45
Appendix 1——–47
Appendix ———50
An evaluation of Banking Sector Crisis and Resolution Options in Nigeria