BANKS PARTICIPATION IN THE INDUSTRIAL DEVELOPMENT OF NIGERIA. (A CASE STUDY OF ENUGU STATE). A RESEARCH PROJECT MATERIAL ON BANKING AND FINANCE

ABSTRACT

This work aims at satisfy those who have interest in banks participation in the industrial development of Nigeria, especially the bankers throughout the world who are involved in financing industrialization process.

For the purpose of the study, the researcher used the following methods in collecting data to enable her carryout an effective study. Related literatures were received, Primary and Secondary data such as oral interviews, news, newspapers, Journals, CBN Bullion were used.  These were not enough to supply the information needed and to that effect, the researcher made use of questionnaires, which she designed and distributed to the staff of banks that are currently participating in the industrial development of Nigeria and the general public to test hypothesis, using Chi-Square as a test techniques.

From the questionnaire collected the researcher made these major findings:

-That banks can participate extensively in financing of industria

l development in Nigeria.

3        That banks participation does not have any significant impact in industrial development in Nigeria.

4        That the rapid growing of banks has in some ways contributed to the industrialization process of the country.

CHAPTER ONE

INTRODUCTION

1.1       STATEMENT OF THE PROBLEM AND PURPOSE OF THE STUDY

For any country to attain any degree of industrialization, it must have to over-come some series of obstacles and difficulties and it has to depend some how on some financial institutions to facilitate the industrialization.

This research work is then designed to investigate the banks participation in the industrial development.  A country becomes famous among other countries of the world when it has been able to attain a remarkable degree of industrialization.

The aim of this study is to investigate how and the level of participation of the banks to the industrial development of Nigeria, hence to determine the impact of financial institutions on the industrial growth in the country. This study will also investigate on the gains and losses of this banks that participate in one ways or the other to industrial growth. And why some financial institution developed cold feet in participating in industrial development.

This, this is an attempt to draw the mind of every Nigeria to this question below.

– How far has our country advanced in industrial development through the assistance of bank?

1.2       THE RATIONAL OF THE STUDY

Industrialization means the development of country through industries; A developing country like Nigeria is characterized by a high degree of subsistence production. Whether a country developed or not depends on the existing level of wealth and material welfare. The measure of development of any country is based on its per capital income i.e dividing net national income by the total population to get per capital income.

The banks has a major role to play the development of any industry and the nation at large. This impact of banks to the industrial development ranges from loan assistance, financial advices and other areas which the bank may assist. That is why it is pertinent to research into industries to know how far they have gone in the development of Enugu State, and suggest more possible ways the bank could help more to our nation

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BANKS PARTICIPATION IN THE INDUSTRIAL DEVELOPMENT OF NIGERIA. (A CASE STUDY OF ENUGU STATE). A RESEARCH PROJECT MATERIAL ON BANKING AND FINANCE