COMMUNITY BANK AS A CATALYST FOR RURAL DEVELOPMENT IN ENUGU STATE [A CASE STUDY OF OGUI URBAN COMMUNITY BANK, ENUGU]. A RESEARCH PROJECT MATERIAL ON ACCOUNTING

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COMMUNITY BANK AS A CATALYST FOR RURAL DEVELOPMENT IN ENUGU STATE [A CASE STUDY OF OGUI URBAN COMMUNITY BANK, ENUGU]. A RESEARCH PROJECT MATERIAL ON ACCOUNTING

ABSTRACT

This project is a study of community bank as catalyst for rural development using ogui urban community bank as a case study. The research work brought to light the various ways through which the rural areas have been able to benefit and gain development through the existence of community banks.   During the course of the research it was seen that the community banks of rural areas through increasing the credit position, mobilizing the savings of the rural dwellers and generally improving the banking habit of the people.  The research was done using research methods that included; collection of data through questionnaires, oral interview, observations and secondary data.The research intends to be beneficial to research students, community banks, and industrialist. The economy and the public at large

 

CHAPTER ONE

BACKGROUND OF THE STUDY

Long before the inception of community banking system in Nigeria , intensive campaigns were organized nation wide urging community to form community Development  Association [CDA] or where they already exist6 in form of town union or patriotic association to register them in their local government. This was to create an avenue for which they could more effect t lively participate in rural development programmes at grassroots .Development association was found and registered as at 31stDecember 1992.

It is pertinent to mention that government had before this time established some development agency intended to providing grassroots’ development. These include National Directorate for Employment [NDE] Better life programmed of Rural Dweller [BLPRD] Rural Banking ,people’s Bank and Directorate of food , road and  Rural infrastructure [DEFRRI] whose primary task was to a identify , involve and support viable local community organization in the mobilization of the rural population for sustained rural development activities bearing in the mind the need of promoting greater participation and economic self- reliance on rural development “

On the basis of this and other functions defined in the Decree 4 of the 1987, as stressed by mabogunje, the directorate fell into three broad areas as

  1. Community organization and social mobilization
  2. Infrastructural Development
  3. Promotion of productive activities.

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COMMUNITY BANK AS A CATALYST FOR RURAL DEVELOPMENT IN ENUGU STATE, [A CASE STUDY OF OGUI URBAN COMMUNITY BANK ENUGU]. A RESEARCH PROJECT MATERIAL ON ACCOUNTING

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