THE ROLE OF THE COMMUNITY BANKS IN THE DEVELOPMENT OF RURAL ECONOMY . A RESEARCH PROJECT MATERIAL ON BANKING AND FINANCE

ABSTRACT

This is the summary of the research work form chapter one to five. If actually contain what research work supposed to contain except background of the study and objective of the study. Look at the chapter 3 and 4 it is properly done, it is telling us how the data collected is presented and then analyzed.

PREFACE

Research work can be carried out at any level of learning in the western world under graduate student are not required to carry out research project, the way are do it have in Nigeria, as a requirement for awarding them first degrees. There research project are research for mastering learning a the master and PHD level.

There are some masters without thesis and some with limited research requirement here in Nigerian national diploma student are required by some teacher to carryout standard research project even through such student do not have the requisite research knowledge to do that effectively and honestly. It is hoped that after going through this research work teachers should be able to determine the level of research knowledge required of research students at any of the levels of learning. Beginning researchers will no longer he intimidated or scared of research but should be able to honestly carry out simple research studies.

CHAPTER ONE

INTRODUCTION 

1.1              STATEMENT OF PROBLEM AND THE PURPOSE OF THE STUDY

Beside these economic policies to help rural economic development, the banking habits of rural did not improve appreciably. The problems remains that community banks are nearly operating exactly the some way as conventional banks do not grant loans to small scale producers. The banks require collaterals before credits are given which the rural dwellers or developmental association may not be able to afford.

The banks also lack adequate capital. This makers it very difficult for them to grant loans to rural dwellers the how saving of the people mean that there is little to put into the bank. This create more problem for the community banks.

Apart from these problems to community banks the rural dwellers have the knowledge that bank are for the rich and the elites of the society, given the fact that the community banks have and employed incapable personal who could not educate proper banking information to rural area.

In view of these, the study would address itself to the following problem

v  How can loan able fund be made accessible to rural borrowers to enhance their economic activities.

v  How can rural banking habit be improved to assist in rural development.

v  In addition, the main purpose of these study was to examine the role of community banks in of the rural economy. The point further arises as follows

v  The nature of the economic activities of the area.

v  Whether the attitude of the dwellers to public money affected the level of loan available for borrowing.

THE ROLE OF THE COMMUNITY BANKS IN THE DEVELOPMENT OF RURAL ECONOMY . A RESEARCH PROJECT MATERIAL ON BANKING AND FINANCE