HUMAN CAPITAL DEVELOPMENT IN THE NIGERIAN BANKING INDUSTRY (PROSPECTS AND PROBLEMS). A RESEARCH  PROJECT MATERIAL ON ECONOMICS

HUMAN CAPITAL DEVELOPMENT IN THE NIGERIAN BANKING INDUSTRY (PROSPECTS AND PROBLEMS). A RESEARCH  PROJECT MATERIAL ON ECONOMICS

ABSTRACT

Human capital is agreed by all and sundry to be the most valuable asset among the assets in the banking sector as all other assets cannot function appropriately without their systematic combination by the human aspect of these resources. Educating and training of this human aspect on how perfectly to combine other resources can go a long way in making the goals of the society as a whole (the government, shareholders, the banking industry and the employees) realizable, hence the human capital development in the banking industry. Necessary training and motivational techniques were highlighted as enunciated by the various authors for the purpose of this study to be achieved.

Universe of interest of the objective of this study were the 24 banks and non-probability sampling method was used as I restricted this study to Edo State alone. 100 questionnaires were used as the research instrument and chi-square method of data analysis was adopted in converting data collected into information for useful decision making. Responses from the studied banks were analyzed which I in-turn used to test my raised hypotheses that all favoured alternative hypotheses.

As a result of the foregoing it was discovered that human capital development can put a stop to the problems witnessed in the Nigerian banking industry through appropriate development of human capital stock.

CHAPTER ONE

2.0      BACKGROUND OF STUDY

Human capital refers to investment in education and training. Recent surveys reveal that although business executives firmly believes that people are the most important asset that the organization can use to meet its goal, they are at a loss to prove that investment in people lead to improved business results.

However, common metrics like Economic Value Added (EVA) and Return on Investment (ROI) shed little light on how organizations human assets are performing.

Among the 4M’s namely: Money, Materials, Machines, and Man, what actually makes the organization thick is Man. The Nigerian Banking Industry is very vibrant and the most active in the economy.

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HUMAN CAPITAL DEVELOPMENT IN THE NIGERIAN BANKING INDUSTRY (PROSPECTS AND PROBLEMS). A RESEARCH  PROJECT MATERIAL ON ECONOMICS