IMPACT OF MICRO FINANCE BANKS ON THE SURVIVAL OF SMALL AND MEDIUM- SCALE ENTERPRISES SMEs A STUDY OF KOGI SAVINGS BANK LOKOJA

ABSTRACTS

This research work is carried out to evaluate the Impact of Micro Finance Banks (MFBs) on the Survival of Small and Medium-Scale Enterprises (SMEs) in Nigeria to determine the financial service of (MFBs) of the survival of (SMEs).
The collection of data was done through the survey method of research by issuing well structured questionnaire to the respondents, the sample size was determined through the use of Yaro Yamane’s formula which is forty four (44) while the percentage and Chi-Square was used to present and analyze the data collected to arrive at a conclusion and possible recommendation. The finding revealed that MFBs have contributed immensely to the development of SMEs in Nigeria, granting credit facilities at a reduced rate. However the survival of which beset SMEs can lead through an improvement in the service of MFBs by the government, therefore government should enact policies to it system to encourage the investors, provide infrastructures facilities needed for the survival of SMEs and monitoring agent of the activities of MFBs.

TABLE OF CONTENTS
Title Page
Approval Page
Acknowledgement
Dedication
Abstract
Table of Contents
CHAPTER ONE: INTRODUCTION
Background to the Study
Statement of the Problem
Objectives of the Study
Research Question
Statement of Hypotheses
Significance of the Study
Scope of the Study
Limitation of the Study
Operational Definition of Terms
CHAPTER TWO: REVIEW OF THE RELATED LITERATURE
2.1.0 Conceptual Framework
2.1.1 Micro Finance Institution and Provision of Services
2.1.2 Micro Finance and Poverty Alleviation
2.1.3 Small and Medium Enterprises and Access to Finance
2.1.4 Micro Finance Bank Policy and Small and Medium-Scale Enterprises in Nigeria
2.1.5 Performance of SMEs in Nigeria
2.2 Theoretical Framework
2.2.1 Harold Dolmar Growth Model
2.3.0 Empirical Framework
2.3.1 Micro Finance Institution and Support to the needing Entities
2.3.2 SMEs Financing and Banking Sector Policies
2.3.3 Some Challenges facing by SMEs Operator and Stakeholder
2.3.4 Government Intervention Policies
CHAPTER THREE: RESEARCH METHODOLOGY
3.1 Research Design
3.2 Population of the Study
3.3 Sampling and Sample Size
3.4 Method of Data Collection
3.5 Method of Data Analyses
CHAPTER FOUR: DATA PRESENTATION AND ANALYSES
4.1 Data Presentation
4.2 Data Analyses
4.3 Test of Hypotheses
4.4 Discussing Finding
CHAPTER FIVE: SUMMARY, CONCLUSION AND RECOMMENDATIONS
5.1 Summary
5.2 Conclusion
5.3 Recommendation
Reference
Appendices