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Electronic banking in Nigeria has overtime been viewed by many especially economists as having a lot of implications on the economy of Nigeria and especially the banking sector. Electronic banking has been playing a major role in the economy of Nigeria. This research promises to appraise the implication of electronic banking in Nigerian banks since it has been seen as being a major player in the economy. Electronic banking have long been recognized to play an important role in economic development on the basis of their ability to create liquidity in the economy through financial inter-mediation between savers and borrowers. It also offers financial services and products that accelerate settlement of transactions and in the process reduce cash intensity in the financial system, encourage banking culture, and catalyses economic growth.
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