APPRAISAL OF THE PROBLEMS FACED BY SMALL FARM HOLDERS IN ACCESSING LOAN FACILITIES
ABSTRACT
This work is designed to examine the problems faced by small farm holders in accessing loan facilities in Ovia North East Local Government Area of Edo State. The researcher examined the role of commercial banks in financing agriculture in Edo State. Recommend actions were made to resolve the problems faced by small farm holders in accessing loan facilities in Ovia North Local Government Area of Edo State questionnaires were designed in such a way to be able to elicit unbiased response from respondents. The questionnaire designed for this study was divided into two segments. There were questions meant for the entire respondents, while others are meant for the respondent who have obtained loan under the agriculture credit facilities scheme.
TABLE OF CONTENT
CHAPTER ONE
Introduction
Background to the study
Signification of the study
Purpose of study
Statement of problem
Research question
Limitation question
Definition of terms
CHAPTER TWO
Literature review
CHAPTER THREE
3.0 Research methodology
3.1 Population
3.2 Sample/Sample procedure
3.3 Instruction of data collection
3.4 Validation of the instruction
3.5 Method of data collection
3.6 Method of data analysis
CHAPTER FOUR
Presentation and discussion of results
Discussion of findings
CHAPTER FIVE
5.0 Conclusion, implication and recommendation
5.1 Implications of findings
5.2 Suggestions of further research
5.4 Recommendations
REFERENCE
QUESTIONNAIRES
CHAPTER ONE
INTRODUCTION
1.1 BACKGROUND TO THE STUDY
Farmers need productive resources and these resources are acquired with owned or borrowed fund. Agricultural is very important to the economy of must developing countries of the world and because of this, a supply of adequate finance is essential for national well-being. Since agriculture is the back-bone of Nigeria economy providing employment to about 70% of its population yet this important sector has suffered neglect since the oil boom days. Agriculture has totally declined since the early 1970s Nigeria export crops such as groundnut, oil palm and cocoa have suddenly disappeared and the country is net importer of food crops. Agriculture recorded growth rate in 1975 at about 2.6% while the population grew at about 70% compared to 57.7% in 1993. The small scale farmers according to the National Agriculture Policy Document of Nigeria (NAPDN) constitute over 90% of the food and fiber requirement of Nigeria on the other hand 1% of farmers out put in Nigeria. But tend to have greater access to farmers inputs including credit or loans.
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